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HBL Online Payment Gateway Terms and Conditions

Introduction
These terms and conditions (“Terms”) govern the use of the online payment gateway (“Gateway”) by merchants (“Merchants”) for processing online payments. By using the Gateway, Merchants agree to these Terms.

Donation can be made by any Visa or Master Card.

Authorization and Processing
The Gateway will transmit payment authorization requests to issuing banks and process payment transactions on behalf of Merchants. Transactions may be approved or declined based on the issuing bank's decision.

Payment Types
The Gateway supports various payment types, including credit cards, debit cards. Merchants may choose card to accept payment through the Gateway.

Transactions Fees
Merchants will be charged a transaction fee for each payment processed through the Gateway. The transaction fee will be specified in the Merchant Agreement and may be subject to change.

Refunds and Chargebacks
Refunds and chargebacks may be initiated by customers for various reasons, such as disputed transactions or product returns. The Gateway will process refunds and chargebacks on behalf of Merchants in accordance with industry standards. Merchants are responsible for any chargeback or refund fees assessed by the Gateway.

Security
The Gateway implements industry-standard security measures to protect against unauthorized access to payment information. However, Merchants are responsible for ensuring the security of their own systems and must comply with all applicable laws and regulations related to data protection and privacy.

Confidentiality
Payment information processed through the Gateway is confidential and will not be disclosed to any third party except as required by law or to facilitate payment processing.

Termination
Either party may terminate the use of the Gateway at any time by providing written notice to the other party. Upon termination, Merchants must immediately cease using the Gateway and destroy any related confidential information in their possession.

Disclaimer of Warranty
The Gateway is provided on an "as is" and "as available" basis. The Gateway provider makes no representations or warranties of any kind, express or implied, as to the operation of the Gateway or the information, content, materials, or products included on it.

Limitation of Liability
In no event will the Gateway provider be liable for any damages of any kind arising from the use of the Gateway, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

Dispute Resolution
Any dispute arising from the use of the Gateway will be resolved through arbitration in accordance with the rules of the American Arbitration Association or any other mutually agreed upon dispute resolution process.

Governing Law
These Terms will be governed by and construed in accordance with the laws of the jurisdiction in which the Gateway provider operates, without giving effect to any principles of conflicts of law.

Entire Agreement
These Terms constitute the entire agreement between the Gateway provider and Merchants with respect to the use of the Gateway and supersedes all prior and contemporaneous agreements, negotiations, representations, and understandings, whether written or oral, relating to the subject matter.

Amendment
The Gateway provider reserves the right to amend these Terms at any time by posting the revised Terms on its website. Continued use of the Gateway following any amendment constitutes acceptance of the revised Terms.

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Donation Total: ₨ 25,000.00

Dr. Adeel Khatri

FCPS, CHPE, IPSS-INSPIRE Simulation Fellow
EM Residency Program Director, IHHN, Karachi

Dr. Khatri is the Program Director of the Emergency Medicine residency program at the Indus Hospital & Health Network. He’s the recipient of the Chad Epps Bursary for Master Debriefers Course (The Debriefers Academy, Canada). He has a keen interest in Medical Education and the incorporation of Simulation to develop core EM competency. He specializes in the development of low-cost phantom models and innovations in EM education. Dr. Khatri concentrates his efforts on low-cost phantom models and systems integration of Simulation.

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zakat

Billing Details

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Terms

Online Payment Gateway Terms and Conditions

Payment Types
The Gateway supports various payment types, including credit cards, debit cards, and alternative payment methods. Merchants may choose to accept one or more payment types through the Gateway.

Confidentiality
Payment information processed through the Gateway is confidential and will not be disclosed to any third party except as required by law or to facilitate payment processing.

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Donation Total: ₨ 25,000.00

Indus Hospital & Health Network is a not-for-profit company registered under section 42 of the Companies Ordinance 1984. The company has tax exemptions under the Income Tax Ordinance 2001.

Charity Registration No. PCP-R3/2022/234

National Tax No. 3162706-4

₨ Donation Amount:

Personal Info

First Name *

Last Name *

Email Address *

I'd like to help cover the transaction fees of 0 for my donation.

Select Country

Select state

start recurring

Recurring Start Date

Recurring Frequency

zakat donation expansion

Billing Details

Address 1

Address 2

Phone

City

Zip / Postal Code

Terms

HBL Online Payment Gateway Terms and Conditions

Donation can be made by any Visa or Master Card.

Payment Types
The Gateway supports various payment types, including credit cards, debit cards. Merchants may choose card to accept payment through the Gateway.

Confidentiality
Payment information processed through the Gateway is confidential and will not be disclosed to any third party except as required by law or to facilitate payment processing.

Show Terms

Agree to Terms?

Donation Total: ₨ 25,000.00

Dr. Adeel Khatri

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